QuestionMy Feonce' And I have been 2-gether for 41/2 Years.
He says He doesn't think he can put me on his
Health Insurance plan .
Without getting married. (not Yet)
so how can we make this happen?
AnswerDear Melinda,
The type of coverage matters. Some companies purchase health insurance that inlcudes "domestic partners". If you are not married, and the company he works for covers domestic partners, then you simply have to obtain "domestic partnership" information from your local court house. Being a "domestic partner" does not mean you are married and does not afford you the same rights and responisibilities.
As far as "common law" marriage- There are only 13 states that recognize common law marriages and there are strict requirements for being considered common law. If you meet the requirements for common law marriage in your state, then you are married.
Most, but not all, health insurance companies cover spouses. The amount of coverage varies according to plan and provider.
Your fiancee should contact his health insurance provider and ask them what the requirement are for obtaining health insurance coverage for a "domestic partner" and for a spouse.
This should be one phone call to his health insurance company to find out.
I hope this was helpful.
