Is My White Gold Heart Pendant Worth More? Pawn Shop Valuation Analysis

Question
i had a heart shaped pendant (no larger than a dime)with little diamond chips (no biger than a crumb). it's white gold. and how much do you think that is worth? they only gave me $12 for it. do you think i got ripped off?

Answer
HI PATRICIA,

IF YOU WENT TO A PAWN SHOP THEN THE ANSWER IS NO. WAS IT 14K OR 10K GOLD? HOW MUCH DID IT WEIGH? THESE QUESTIONS ANSWERED WOULD TELL ME FOR SURE IF YOU GOT RIPPED OFF. BUT NORMALLY A PAWN SHOP WILL LOAN ONLY 10% OF THE VALUE AND I BELIEVE YOU GOT MORE. BESIDES YOU GOT TO WEAR IT AND ENJOY IT ALL THE WHILE. BET YOU COULDN'T DO THAT WITH A PAIR OF JEANS. EVERYONE HAS TO GET PAID FOR THEIR LABORS AND INVESTMENTS SO DON'T BEGRUDGE THESE FOLKS FOR MAKING A FEW DOLLARS, EVERYONE WINS. GOOD LUCK

PETER